Rental Property Insurance Restrictions and Pet Requirements
On October 1, 2025, SB 166 implemented two distinct changes affecting rental housing providers in Nevada. One change applies broadly to insurance policies covering residential rental properties. The other applies specifically to housing providers that receive supportive housing grant funding through the State.
Insurance and Dog Breed Restrictions
SB 166 expands existing protections related to insurance and dog breeds. Under prior law, insurers were prohibited from denying, cancelling, refusing to renew, or increasing premiums for certain policies solely because of a dog’s breed, unless the specific dog had been declared dangerous or vicious under Nevada public health laws.
The new law removes the “solely” limitation and extends the prohibition to policies covering multifamily properties. As a result, insurers may not take adverse action against a rental property based on the presence of certain dog breeds. Action may only be taken if a specific dog has been determined to be dangerous or vicious and remains on the property.
For many operators, restricted breed policies were historically tied to insurance underwriting requirements. This statutory change may impact how those policies are evaluated going forward.
Supportive Housing and Pet Requirements
Separate from the insurance change, SB 166 also affects recipients of supportive housing grants. Housing providers who receive grant funding through Nevada’s Housing Division must now agree in writing to allow tenants to keep at least one pet per unit.
This requirement applies only to properties participating in the supportive housing grant program and remains subject to applicable federal, state, and local laws relating to public health, animal control, and animal welfare.
Housing providers may wish to review their insurance coverage, pet policies, and any supportive housing grant obligations to ensure compliance with current law.
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